In this arrangement with 2 switches in one box, the bottom terminals are connected to pigtails spliced to the source. The top switch terminals connect to the black wires running to the light fixtures. The source neutral and ground wires are spliced to run to each light box.
To wire a 3-way switch circuit that controls both the fan and the light, use this diagram. As with all 3-way circuits, the common on one switch is connected to the hot source wire from the circuit. The common on the second 3-way switch is connected to the hot wires on the fan/light.
The hot wire to the fan in a fan/light kit will usually be black and the light wire will be blue. The white wire is usually the neutral which is always connected directly to the source neutral, either at the source or through a splice in the switch box. The white wire may also be used to carry current when necessary.
This diagram shows the wiring for multiple receptacles in an arrangement that connects each individually to the source. All wires are spliced to a pigtail which is connected to each device. This wiring allows for voltage at each device independent of the other outlets in the circuit.